Unsure, unaware, fearful or plain procrastination in taking the leap into equity investment will only make it slower for your wealth to meet your goals. There is nothing like the best choice or best time to invest. Investing in diversified assets will work for you in the long run. It is best to do it in small steps.
You need to invest your money to protect it against inflation and saving it without investing will give you very less. There are 4 assets worth investing in equity, debt, real estate and commodities- gold. Each asset has its own risk, return and characteristics. Before taking the plunge it is best to have financial goals. Make sure your investment is diversified across all financial assets and that it is in sync with your goals and risk tolerance.
If you are still weary then it is always a good idea to get in touch with a financial advisor and they will help you work through the maze.